IRDAI Grade A Exam Pattern 2025
The IRDAI Assistant Manager exam is conducted in three stages – Phase 1, Phase 2, and finally the Interview. To crack the exam, you need to clearly understand the number of questions, marking scheme, and time limit for each stage. This clarity will help you plan a smart preparation strategy and increase your chances of success.
IRDAI Assistant Manager Pattern for Phase 1 2025
Subjects of IRDAI Assistant Manager
The IRDAI Grade A Phase 1 exam is a single test that has 4 sections:
- Reasoning
- English Language
- Quantitative Aptitude
- General Awareness
Note: Phase 1 is qualifying in nature. The marks obtained in the Phase 1 exam are not added to arrive at the final merit list.
Overall Question Count in IRDAI Assistant Manager
In the IRDAI Grade A Phase 1 exam, each subject carries 40 questions. This means:
- Reasoning – 40 questions
- English Language – 40 questions
- Quantitative Aptitude – 40 questions
- General Awareness – 40 questions
In total, there are 160 questions in the IRDAI Grade A phase 1 paper.
Maximum Marks of IRDAI Assistant Manager
- Reasoning: 40 marks
- English Language: 40 marks
- Quantitative Aptitude: 40 marks
- General Awareness: 40 marks
The total maximum marks for Phase 1 of IRDAI Grade A are 160.
Time Duration of IRDAI Assistant Manager
You get 90 minutes to complete the IRDAI Grade A phase 1 paper.
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning | 40 | 40 | |
| English Language | 40 | 40 | |
| Quantitative Aptitude | 40 | 40 | 90 Minutes (overall) |
| General Awareness | 40 | 40 | |
| Total | 160 | 160 | 90 Minutes |
Additional Details of IRDAI Assistant Manager Phase 1 Pattern 2025
- Mode of Exam –
- The IRDAI Assistant Manager Phase 1 exam is held online on a computer. All the questions are objective, and you’ll need to pick the correct answer out of five given options.
- Paper Structure –
- The Phase 1 exam is qualifying in nature, which means your marks here won’t be counted for the final merit list. The paper has multiple-choice questions (MCQs).
- Paper Language –
- You can take the exam in either English or Hindi. The only exception is the English Language section, which will be available only in English.
- Negative Marking –
- For every wrong answer, 0.25 marks (¼ mark) will be cut from your score.
Cut-Off Marks of IRDAI Assistant Manager
The overall and sectional cut-off marks are decided by IRDAI as per the calling ratio. IRDAI also considers the difficulty level among other factors.
| Particulars | Details |
|---|---|
| Mode | Online |
| Paper Structure | Objective-Type (MCQs) |
| Nature | Qualifying |
| Language | Hindi & English (Except the English Language test) |
| Total Number of Questions | 160 |
| Total Marks | 160 |
| Overall Cut-Off Marks | Decided as per the calling ratio |
| Sectional Cut-Off Marks | Decided as per the calling ratio |
| Negative Marking | 0.25 (1/4th mark deducted for every wrong answer) |
| Total Duration | 90 Minutes (Composite timing) |
| Sectional Timing | No |
IRDAI Assistant Manager Pattern for Phase 2 2025
Subjects of IRDAI Assistant Manager
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The IRDAI Grade A Phase 2 exam has three papers:
- Paper 1 – General English:
- This paper checks your writing skills. You’ll need to write essays, précis, and comprehension answers to show how well you can express ideas clearly in English.
- Paper 2 – Economic and Social Issues Impacting Insurance:
- This paper focuses on how the economy and social factors affect the insurance sector. Topics may include growth, poverty, employment, reforms, and their link to insurance.
- Paper 3 – Insurance and Management:
- This paper tests your knowledge of insurance concepts, products, policies, as well as basic management principles like leadership, HR, and corporate governance.
Number of Questions of IRDAI Assistant Manager
- Paper 1: General English
- Generally, 5 descriptive questions are asked.
- Paper 2: Economic and Social Issues Impacting Insurance
- Part 1: 5 questions are asked. 3 are to be attempted.
- Part 2: 6 questions are asked. 4 are to be attempted.
- Paper 3: Insurance and Management
- Part 1 (Insurance): No set pattern. In 2023, 5 questions were asked.
- Part 2 (Management): No set pattern. In 2023, 5 questions were asked.
Maximum Marks of IRDAI Assistant Manager
- Paper 1:
- General English: 100 marks
- Paper 2:
- Economic and Social Issues Impacting Insurance: 100 marks
- Paper 3:
- Insurance and Management: 100 marks
Time Duration of IRDAI Assistant Manager
- Paper 1:
- General English: 60 minutes
- Paper 2:
- Economic and Social Issues Impacting Insurance: 60 minutes
- Paper 3:
- Insurance and Management: 60 minutes
| Paper | Type | Marks | Duration |
|---|---|---|---|
| Paper 1: General English | Descriptive (Questions will appear on screen, answers to be written on answer sheets) | 100 | 60 Minutes |
| Paper 2: Economic and Social Issues Impacting Insurance | Objective | 100 | 60 Minutes |
| Paper 3: Insurance and Management | Objective | 100 | 60 Minutes |
Additional Details of IRDAI Assistant Manager Phase 2 Pattern 2025
- Mode of Exam –
- In Phase 2, the questions will be displayed on your computer screen, but you’ll have to write your answers on paper using a pen.
- Paper Structure –
- The Phase 2 exam is descriptive in nature, which means you’ll need to write detailed answers instead of just selecting options.
- Paper Language –
- The exam can be taken in English or Hindi, except the General English paper, which is available only in English.
- Number of Questions –
- There isn’t a fixed number of questions for Phase 2. It can change from year to year. For example, in the 2023 exam:
- Paper 1 (General English): 5 descriptive questions were asked.
- Paper 2 (Economic & Social Issues Impacting Insurance):
- Part 1 had 5 questions, out of which 3 had to be attempted.
- Part 2 had 6 questions, out of which 4 had to be attempted.
- Paper 3 (Insurance & Management):
- Insurance section – usually around 5 questions.
- Management section – usually around 5 questions.
Negative Marking in IRDAI Assistant Manager
There is no negative marking for the IRDAI Grade A Phase 2 exam.
| Particulars | Details |
|---|---|
| Mode | Online (Questions shown on screen, answers written on paper) |
| Paper Structure | Descriptive Questions |
| Language | Hindi & English for both objective and descriptive papers (except the English Language paper, which is only in English) |
| Total Marks | 300 |
| Total Questions | 26 questions were asked in the last exam, out of which 22 had to be attempted |
| Cut-Off Marks | Decided by IRDAI |
IRDAI Assistant Manager Interview Pattern 2025
Candidates are shortlisted for the interview based on phase 2 marks only. Here is the IRDAI Assistant Manager interview pattern:
- The interview is conducted in person at various exam centers.
- Based on the available information the interview is worth 15 marks.
- However, the weightage of marks obtained in Phase 2 is 85%, while marks obtained in the interview are given a weightage of 15%.
| Phase | Maximum Marks | Marks Scored by Candidate | Scaling |
|---|---|---|---|
| Mains (Phase 2) | 300 | 200 | 56.66 |
| Interview | 15 | 10 | 10 |
| Total | — | — | 66.66 |
IRDAI Assistant Manager Final Selection 2025
The final list of selected candidates is prepared by adding together the marks you score in Phase 2 (all three papers) and the Interview. In short, your performance in both stages decides whether you make it to the merit list.
Now that you have a clear idea about the IRDAI Grade A exam pattern, let’s move ahead and understand the detailed syllabus for each stage.
IRDAI Assistant Manager Syllabus 2025
IRDAI Phase I Exam Syllabus
Let’s break down the IRDAI Assistant Manager Syllabus 2025 for Phase 1. The exam is designed to test your overall aptitude and awareness through four key sections:
- Reasoning Ability –
- This section checks how well you can think logically, solve puzzles, and analyze patterns.
- English Language –
- Here, your grammar, vocabulary, and comprehension skills are tested to assess how effectively you can understand and communicate in English.
- Quantitative Aptitude –
- This part measures your mathematical ability, problem-solving skills, and accuracy in handling numbers.
- General Awareness –
- This section focuses on your knowledge of current affairs, banking, economy, and especially the insurance sector, which is crucial for this exam.
IRDAI Exam Syllabus for Reasoning
According to the IRDAI Grade A syllabus, the Reasoning section is meant to check how well a candidate can think logically and solve problems. It focuses on testing your analytical skills, decision-making ability, and how quickly you can identify patterns. The major topics you’ll come across in this section include:
- Analogy
- Coding and Decoding
- Puzzle Test
- Classification
- Series
- Blood Relations
- Direction Sense Test
- Logical Venn Diagrams
- Alphabet Test
- Ranking and Time Sequence Test
- Number, Ranking, and Time Sequence Test
- Causes and Effects
- Analytical Reasoning
IRDAI Assistant Manager English Syllabus
In the IRDAI Grade A syllabus, the English Language section is designed to check how well candidates understand and use English in different situations. It tests grammar, vocabulary, reading skills, and overall communication ability. The main topics included in this section are:
- Synonyms and Antonyms
- Idioms and Phrases
- Spotting Errors
- Reading Comprehension
- Fill in the Blanks
- One Word Substitution
- Sentence Correction
- Spellings
IRDAI Assistant Manager Quantitative Aptitude Syllabus
In the IRDAI Grade A syllabus, the Quantitative Aptitude section is meant to test how good candidates are with numbers and calculations. It checks problem-solving skills, accuracy, and speed in handling mathematical questions. The important topics covered in this section are:
- Number Systems
- Simplification
- Ratio and Proportion
- Percentage
- Profit and Loss
- Time and Work
- Time and Distance
- Simple and Compound Interest
- Data Interpretation
- Permutation and Combination
- Probability
- Mensuration
IRDAI Assistant Manager General Awareness Syllabus
According to the IRDAI Grade A syllabus, the General Awareness section is designed to test how well candidates keep up with current events and overall general knowledge. It mainly focuses on banking, financial awareness, and especially the insurance sector, along with important national and international news. The key topics in this section are:
- History
- Polity
- Economy
- Geography
- Science and Technology
- Current Affairs (National and International)
- Sports
- Awards and Honors
Candidates should note that there will be negative markings for wrong answers. For every wrong answer, there will be a negative marking for 1/4th of the marks allotted for that question.
IRDAI Phase II Exam Syllabus
The IRDAI Grade A Phase II exam is a descriptive paper that includes three subjects – English, Economic and Social Issues related to Insurance, and Insurance & Management. To help you prepare better, here’s a clear breakdown of the subjects along with the key topics you should focus on as part of the IRDAI Grade A syllabus:
Paper I – English
The English section is descriptive in nature. Below is the phase 2 syllabus for English language:
a) Essay;
b) Precis writing;
c) Comprehension and Business/Office Correspondence
Paper II – Economic and Social Issues Impacting Insurance
| Category | Topics Covered |
|---|---|
| Economic Concepts & Insurance Linkages | • Economic Growth, Business Cycles, and Insurance Penetration • Impact of Age Structure on the Economy • Application of Utility Theory to Insurance Premium Setting • Macroeconomic Factors (Catastrophes, Pandemics) impacting Insurers and Insurance Markets |
| Financial System & Risks | • Financial Markets, Institutions, and Services • Integration of Financial Services • Risks from Interconnectedness • Systemic Risk and Concentration Risk |
| Capital & Investments | • Economic Capital and Risk-Based Capital Requirements • Economic Impact of Risk Transfer (Reinsurance) • Role of Insurance Sector in Sustainable and Responsible Economic Development • Insurance Investments in Infrastructure |
| Reforms & Regulations | • Economic Reforms in India and their Impact on Insurance Sector • Insurance Regulation – Financial and Market Conduct • Functions of IRDAI • Role of an Actuary • De-tariffing in India • Motor Insurance Business in India • Changing Insurance Laws/Regulations and FSLRC |
| Social Issues & Insurance | • Social Structure in India • Insurance in Rural and Social Sectors • Obligations of Insurers towards Social Sector • Indian Micro-Insurance Experience • Social Security Laws and their Implementation • RSBY – Health Insurance Scheme for BPL Families |
Paper III – Insurance and Management
| Category | Topics Covered |
|---|---|
| Foundations of Insurance | • History of Indian Insurance • Principles of Insurance |
| Risk & Insurance Concepts | • Risk and Uncertainty • Pooling and Diversification of Risk • Indemnity and Insurable Interest |
| Legal & Institutional Aspects | • Legal Foundations of Insurance • Basics of Group Insurance, Health Insurance, and Pensions • Intermediation and its Role in Mobilizing Savings • Evolution of Various Insurance Types • Bancassurance in India |
| Functions of Insurers | • Product Design and Pricing • Distribution and Underwriting • Claims Management • Investments • Reinsurance |
| Insurance Lines & Products | • Property-Liability Insurance • Life Insurance and Annuities • Health Insurance • Liability Risks and Insurance • Valuation and Solvency Requirements |
| Specialized Insurance in India | • Agricultural Insurance • Export Credit Guarantee • Reinsurance in India • Role of GIC of India • Obligatory Sessions • Retention of Risk within the Country |
The Paper 3 consists of two sections i.e. Insurance and Management. The IRDAI Grade A Exam Syllabus for Insurance section has already been shared above and the syllabus for management section is shared in the table below:
| Category | Topics Covered |
|---|---|
| Nature & Scope | • Nature and Scope of Management |
| Management Processes | • Planning • Organisation • Staffing • Directing • Controlling • Role of a Manager in an Organisation |
| Leadership | • Tasks of a Leader • Leadership Styles • Leadership Theories • Successful Leader vs. Effective Leader |
| Human Resource Development (HRD) | • Concept and Goals of HRD • Career Planning • Training and Development |
| Performance Management | • Performance Appraisal • Potential Appraisal and Development • Feedback and Performance Counseling • Rewards and Employee Welfare |
| Motivation & Morale | • Theories of Motivation • How Managers Motivate • Concept of Morale • Factors Determining Morale • Role of Incentives in Building Morale |
| Communication | • Steps in the Communication Process • Communication Channels • Oral vs. Written Communication • Verbal vs. Non-Verbal Communication • Upward, Downward, and Lateral Communication • Barriers to Communication |
| Information Technology | • Role of IT in Management and Organisations |
| Corporate Governance | • Factors Affecting Corporate Governance • Mechanisms of Corporate Governance |
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FAQs
Q1. What is the IRDAI Assistant Manager Syllabus 2025?
The syllabus includes subjects like Reasoning, Quantitative Aptitude, English, and General Awareness in Phase 1, while Phase 2 has three papers – English (descriptive), Economic & Social Issues related to insurance, and Insurance & Management/Financial Market Awareness.
Q2. How can I access the IRDAI Assistant Manager Syllabus 2025?
You can check the detailed syllabus in the official IRDAI notification on irdai.gov.in or go through structured syllabus guides like the one shared here to prepare effectively.
Q3. Is the IRDAI Assistant Manager Phase 1 exam qualifying in nature?
Yes, Phase 1 (Prelims) is qualifying in nature. Marks scored in this stage are not counted for the final merit list but you must clear the cut-off to move to Phase 2.
Q4. What is the syllabus of the English section in Phase 2?
The English paper in Phase 2 is descriptive and covers essay writing, précis writing, comprehension, and business/office correspondence.
Q5. What is the mode of the IRDAI Assistant Manager Exam?
The exam is conducted online, and candidates can choose to take it in either English or Hindi (except for the descriptive English paper.
